- What types of financing can I
- How do I find a Physician?
- Can you refer me to a
Physician in my area?
- What are your
- What are your credit
- How do I
apply and how long before you approve my
- If I'm
ineligible can I reapply with a Co-signer?
- Once my
loan is approved, where do I go next?
- How long
before my approval expires?
- When do I
have to make my first payment?
procedures do you finance?
What types of financing can I
get? MedicalFinancing.com provides attractive financing
programs for all levels of credit. Our unique programs will save you interest and
offer the flexibility you need to meet your budget.
Additional Features of our loans
Finance amounts from $1500 to $20,000
- Financing Terms up to 72 months
- Fixed Interest rates from 8.99% to 29.99%
- Same as Cash options available
programs for multiple levels of
How do I find a Physician? Can you
refer me to a Physician in my area?MedicalFinancing.com has
an extensive network of participating physicians who qualify under our
financing programs. If your physician is not currently a participant in
our financing programs, our provider relations representatives will
make the necessary contact with the physicians office and enroll
them. All you need to do is provide us with the
name and telephone number of your chosen physician.
If you require a physician referral, our provider relations
representatives can help make arrangements with the most qualified
physician at the best price. We can make arrangement for a free
consultation to meet with physicians in your area so you can make an
informed decision about the physician you choose.
What are your Interest
Rates?Depending on the program that best fits your situation
you can get Same as Cash options programs. Interest rates will vary depending on your credit
background. Our standard program offers Interest rates that start at 8.99% and go up
to 29.99% . This translates to not only the lowest but the broadest
range of Interest rates allowing patients of all levels of credit for
highest chance of loan approval.
What are your credit
requirements?Credit requirements for MedicalFinancing.com
are designed to provide the broadest range of financing options for patients
of all levels of credit. The main factor for your financing consideration is
your credit profile and credit history. If your credit
profile and credit history does not initially meet the approval
requirements, you can reapply with a qualified co-signer.
Please feel free to contact us for assistance.
How do I apply and how long
before you approve my application?MedicalFinancing.com
prides itself in its customer service and efficiency.
Completed online applications are processed immediately and you can
call our office during business hours from 7:00 am to 5:30 pm Monday
thru Friday to get an answer. You can also wait for a
convenient e-mail response. In order to provide you with the most and
best financing options, e-mail processing times vary depending on how many
underwriters are reviewing your loan application.
If you or your doctor fax us your application we will fax an answer
back to your doctor within minutes of receiving a completed
application. Phone application credit decision will be made upon
completing your application.
If I'm ineligible can I reapply with a
Co-signer?Yes, MedicalFinancing.com allows both relatives
and non-relatives as Co-signers provided your Co-signer has a
good credit profile and history with no current delinquencies or
collections. Simply go to our online application and check To the box
labeled "I am reapplying with a Co-Signer". There is no need
to refill all of your application information only the Co-signer
Once my loan is approved, what is the
next step?Once you are approved, promptly call your loan
consultant and provide the following three items of
make sure your loan documents are completed and returned to us promptly
and prior to your procedure date. Physicians generally require payment
in advance; delays may postpone your procedure date.
- A scheduled procedure
name (if you have not chosen a physician, please be sure to notify your
loan consultant to provide you a referral)
How long before
my approval expires?Your loan approval is either good for 30
days or for 365 days from the date of the original approval. If your
procedure will take longer than 30 days to schedule, notify your loan
consultant and we will make the appropriate arrangements to ensure your
procedure takes place.
When do I have to make my first
payment?Traditionally, your first payment is due 30 to 45
days from the date you signed your loan documents or the date of your
cosmetic procedure and is dependent upon your loan arrangements.
What procedures do you finance?MedicalFinancing.com provides
financing for all elective medical and dental procedures. Below are
examples of different types of procedures for financing. If you have a
medical procedure that is not listed below, contact our office for
- All Elective Medical
Elective Dental Procedures
- All Fertility and related
- All Hair
- Any Other Procedure you